It’s a 3 in 1 app that provides you with a real-time Digital Banking account, Mobile Wallet & Payment System - it’s quick, easy and totally hassle-free!
It’s a fast, easy and financially liberating lifestyle app that brings the cool back home. With FriMi you can enjoying fantastic offers & deals while you earn, save, lend, borrow or shop & pay for anything - anywhere – anytime.
Yes. FriMi is powered by Nations Trust Bank, hence your money and privacy is absolutely in safe hands! Also, our app security measures are reinforced with a Biometric Security system which can protect your account from any cyber or mobile breach.
Yes. FriMi is by Nations Trust Bank PLC.
Yes, here’s a detailed view of what you’re in for exactly;
|
Service |
Charges |
|
App Signup fee |
FOC |
|
Annual Service fee |
FOC |
|
Top up from other bank via Just Pay service |
FOC |
|
Send Money via Mobile number |
FOC |
|
Cash Tokens |
FOC |
|
Cash Request |
FOC |
|
Fund Transfers to other bank accounts |
Rs 30/- |
|
Other bank credit card bill payments |
Rs 30/- |
|
Physical Debit Card – Joining Fee |
FOC |
|
Physical Debit Card – Annual Fee |
Rs 600/- |
|
Physical Debit Card Replacement fee (within the validity period) |
Rs 600/- |
|
Virtual Debit Card – Joining Fee |
FOC |
|
Virtual Debit Card – Annual Fee |
FOC |
|
Withdrawal from Nations Trust Bank ATMs – Debit Card |
FOC |
|
Withdrawals from Nations Trust Bank ATMs– Card-less |
FOC |
|
Withdrawals from Other bank ATMs (Lanka Pay) |
Rs 30/- |
|
Balance inquiry from Other bank ATMs (Lanka Pay) |
Rs 7.50/- |
|
Bill Payments |
FOC |
|
Payments at merchants via Debit Card, App, or mobile number |
FOC |
|
Utility bill payments (Waterboard, CEB & LECO) |
Rs 20/- |
Note – Other standard banking charges may apply
The moment you download the app and register with FriMi you’ve also opened your own Secure, Real-time savings account. Not only is this paper-work free, but it’s also just a click away giving you immediate access to your cash whenever-wherever and complete financial independence 24/7! FriMi is not your average mobile banking app, it’s much more than a standard wallet, and here’s the best part, it’s not restricted to just one Bank since you can add your other Bank accounts via JustPay! Unlike any other financial app, FriMi can manage everything for you - from the convenience of online banking, shopping, and doing transactions to keeping you posted on customized offers from your favourite brands..
Absolutely! We have a separate app to support your business. Drop a buzz on 0114374473 & we’ll tell you how.
Nope, your FriMi registration is all it takes!
Once you complete the process, drop a buzz on our hotline to help us validate your information, and you’re absolutely good to go! Just in case you forget to call us in, we will try our best to get through to you within 24 hours, because if not the account gets deactivated automatically.
FriMi is always with you and it’s willing to do any transaction. Whether it be while shopping, dining with friends, gifting on special occasions or sending money to a loved one, you can FriMi the funds from anywhere to anyone for anything at anytime.
Once you are a fully verified customer LKR 1,000,000 per day with a limit of LKR 500,000 per transaction and no, this does not involve any hidden charges.
You can download the FriMi app from the app store and login again. Drop a buzz on our hotline if you need help in recovering your FriMi ID or have forgotten your PIN.
Fast enough that you can do anything in just a matter of seconds - but hey, your speed mainly depends on the strength of your data connection!
Any smart phone or tablet device with Android, iOS or HarmonyOS. (Android Lollipop 5.0 & above / iOS 9 & above)
It’s simple!
We’ve got a solid lineup for all your savings above Rs. 10,000. Here’s what they look like;
|
Saving amount |
Interest P.A |
|
0 - 9,999 |
N/A |
|
10,000 + |
2.00% |
|
Saving amount on Savings Pots, Round up Accounts & Bucket List |
Interest P.A |
|
0 - 9,999 |
N/A |
|
10,000 - 99,999 |
2.50% |
|
100,000 - 499,999 |
3.00% |
|
500,000 - 999,999 |
3.25% |
|
1,000,000 + |
3.75% |
You can find our updated list of FD rates on the Nations Trust Bank page. Follow this link to check it out - Click here
Savings Pots help you to identify your financial priorities for the month and helps you be prepared so that you wouldn’t easily be caught off-guard. FriMi offers you 05 separate savings pots to plan ahead.
Yes, you need to deposit a minimum of LKR 100 when opening a Savings Pot.
Yes, there is a special interest rate on your money. Checkout the table above and see the available interest rates.
Check out this video to find out how to create your own savings pot - See how
Yes, you can by contacting the hot line. Your money will be credited back to your FriMi account.
No. You can only withdraw money into the FriMi account.
Check out this video to find out how to create your own Fixed Deposit - See how
Yes you can. Simply drop a buzz on our hotline and our support team will assist you with it or you can even send us a request via the ‘Reach us’ section in app.
Rate will depend on the revised period and will be known only at the time of withdrawal.
Yes you can.
Round up saving lets your change money grow every time you spend via FriMi. All transactions you do will be rounded up and the amounts saved will be automatically transferred to the Round up savings account.
You can select to round up your change to the nearest LKR 50, 100 or 500.
No, you can only have one Round up saving account at a given time.
You now can save towards a specific long-term goal monthly with a bucket list account. This is the ideal solution if you want to save up for a phone, laptop, home upgrade, vacation or any other future plan you may have.
Simply enter the target amount you need to save up, target date to finish saving, monthly installment date and the initial deposit of LKR 500.
No. Once you complete the above steps, the app calculates the amount you need to add to the Bucket List on a monthly basis. It automatically transfers the amount from your FriMi account or other bank account linked on the specific installment date. You don’t have to do a thing.
Yes. Standard savings account interest will be calculated daily for the amount you have in your Bucket List account and credited monthly.
Yes. The minimum target amount is LKR 10,000 to open a Bucket List account.
A minimum of LKR 500 should be added as the initial deposit and it should be below 50% of the target amount.
Yes, you can open multiple Bucket List accounts.
It’s a unique feature offered by FriMi where you can send money to any other FriMian by using just the mobile number and the best part is that money is sent instantly to the recipient - See how to send
It will be converted to a FriMi token & sent via SMS to the recipient.
It’s unique feature offered by FriMi where you can send money to any one in Sri Lanka who has a mobile number. You can send up to LKR 25,000 per transaction - See how to send
A token recipient can visit any Nations Trust ATM island wide and withdraw the money - See how to withdraw
Yes, if the recipient does not withdraw token in 7 days, it will be expired & the sender will get back the money.
Yes, you can. All you have to do is send a request via your FriMi app. Here’s how - login to FriMi App > go to the hamburger menu (left side top corner) > click on Help > select Reach Us > Type I want a FriMi Debit Card in the leave a message section > Send it.
Yes, you can add your NTB AMEX card via ‘Card & Accounts’ section in the hamburger menu of your FriMi app.
Yes, you can select your AMEX card when doing payments via FriMi app under ‘billers’ category.
No, there is no additional charge for doing biller payments using AMEX card via your FriMi app.
Less than 80mb.
No, due to security requirements, the app will not be compatible on such devices.